Open Enrollment Meetings December 2022 for coverage 2023

It's that time of year again!


Q: Does BlueCross BlueShield (BCBS) have a Wellness APP?

A: Yes, BCBS does have a fitness program and a Blue Points program as well where you can earn points for merchandise.

Q: Which Pharmacies are preferred:

A: Preferred pharmacies are WalMart, Sam's Club, Jewel Osco, and Walgreens. BCBS advises against CVS and Target. If you chooose a NON Preferred pharmacy you will pay $10 more for generic drugs and $20 more on other drugs.


Click here to view/print PDF version of Health Insurance Enrollment Memo

IMPORTANT MEMO Regarding: Health Insurance
OPEN ENROLLMENT Period : November 28 - December 9, 2022

Click here to view/print PDF Open Enrollment Meeting Schedule

Benefits 2022

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Health Plan Registration/Sign on Link
Summary of Benefits and Coverage will be found once you sign on
Health Plan 2022 Cost / Comparisons

UnitedHealthcare Health HSA Certificate Plan

UnitedHealthcare Dental Certificate PPO Plan

Prescription Drug and Wellness Information

United Health Care Feb 9, 2022

To: All Associates on Sullivan's Health Insurance with United Health Care Feb 9, 2022

Re: United HealthCare

As your HR Director and your liaison with our Health Insurance company, I felt it important that I share some information that I received this morning. As you all know when we signed with United HealthCare, we had a two-year contract with no increase on the second year. January of 2022 was the beginning of our second year; thus, we were all able to benefit and appreciate no increase in premiums or changes to our deductible this year. The information that I received this morning was a general email to all those covered on United Health Care. The attached email indicates that most health insurance plans are going to see a considerable hike in out-of-pocket maximums going forward in 2023. This really comes as no surprise following COVID 20 and 21. We at Sullivan's Foods will still have to do our negotiations with United Health Care starting in November for our January 2023 renewal but felt we should prepare you for what may be coming. It is our belief that increases will be universal, and no company shall be shielded.

I believe one of the best things that you can do in preparation for such a hike is to open a Health Savings Account (HSA} now and start banking a little money pre-tax if you have not already done so. Even if you did 10.00 per week that will gain you $520.00 in a Health Savings account in a year. Reminder, this is your account and does not have to be used in one year, the account can keep building. The only requirement is that the dollars be used only for health care such as: premiums, Dr bills, vision, and eyeglasses, dental... etc.

To open an HSA, you will need to contact the bank of your choice via the attached list. You will need to an open an account, completing the selected banks paperwork. Then follow up with your store manager who will have you complete the payroll deduction sheet, indicating the amount of money you would like taken from your check. Additionally, you will need to send a copy of a voided check or the banks paperwork to Annie in Payroll at Sullivan’s Office. If you have any questions, please do not hesitate to call Kathy or Annie at Sullivan's Foods Corporate Office: (815)273-4511.

Sullivan's Foods 401K Plan

JB Sullivan Inc 401K Annual Notice Nov 2022

JB Sullivan Inc 401K Contribution Match Letter Mar 2022

Steele Capital Management Inc Logo from brochure


Entire Brochure and Enrollment for Steele Retirement Plan

Change of Contribution Form

Beneficiary Change Form

Technology Support for EPIC-Steele Retirement Participants: 877.297.3395 (ask for technology assistance)

Employee must complete the following guidelines in order to participate in the 401k program:

  • Employees must be 21 years of age
  • Achieve 1,000 hours of service
  • Achieve employment with Sullivan's Foods for 1 year

Alcohol Stings

To All Associates:

Yesterday, Tuesday, June 28, 2022, one of our Sullivan's Foods stores failed an alcohol sting operation. Let this be a warning to all associates and stores that the State is out and performing Stings. An Alcohol Sting Operation is where the state employs a minor go into a store to purchase alcohol. The individual/minor will make an attempt to purchase alcohol, and as with any customer it is your job to check ID's for anyone under the age of 40. If they are not of age, you of course, turn them away. We all know that it is increasingly difficult to decipher who is underage and who is not (due to beards, hair, and make up). Thus, the rule of thumb is to review the ID and enter the correct Birthdate into the cash register system. We have made every attempt to protect you with our system and it is fail proof as long as you verify that you have a viewed a valid ID for the person in  front of you and you enter the birthdate on the Drivers License. As a cashier it is your RESPONSIBILITY and it is YOUR TICKET should you sell alcohol to a minor. Not to mention  the liability and risk you place yourself in when you sell alcohol to a minor. These tickets are not only expensive to you but also to our company as we will get a ticket as well and and both parties may have to go into Chicago for a hearing.

Please protect yourself and our business - Selling liquor to a minor will go on your personal record, as well as cost you $$$.  remember check IDs and save yourself a lot of grief!  When in doubt call Management up front and/or refuse the sale.


Thanks, Kathy Christensen

Health Savings Accounts (HSAs)

About Health Savings Accounts (HSAs)

2022 HSA Contribution Limits Rise

HSA Citizens State Bank
Stockton | Lena | Freeport

HSA Union Savings Bank
Freeport | Winnebago
Marengo | Mt Morris

Savanna | Morrison

HSA First State Bank
Princeton | Kewanee | Mendota



Life Insurance 2021

Vacation Policy Reminder

Vacation policy reminder:  Anyone who has three weeks vacation needs to take one week vacation in the first quarter of the year.  Let's please get this done.   All vacations must be completed by December 9, 2022. No Carry Overs .


Over the Counter Drugs

Counterfeit Chinese Bills | Reminder to be aware!

Chinese Bills